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BAföG

We process BAföG applications for students at Chemnitz University of Technology, West Saxon University of Applied Sciences in Zwickau, and the Saxony Cooperative State University, as well as for students, high school students, and interns in Eastern European countries.

Depending on the location of the university, the degree program, and personal needs, the average cost of living for students varies significantly. On average, students in Germany spend well over €1,000 per month on rent and utilities, textbooks, clothing, insurance, food, and other personal expenses.

If you cannot cover these costs yourself or with your parents’ help, you have the option to apply for financial aid under the Federal Training Assistance Act, better known as “BAföG.”

BAföG is the most affordable way to finance a college education, because:

  • During the standard period of study, half of the BaföG is provided as an interest-free loan, and the other half as a grant.
  • Over the course of a five-year degree program, you could receive more than €60,000, for example.
  • But you only have to pay back a maximum of €10,010, interest-free—the rest is free!
  • Repayment begins 5 years after graduation in small monthly installments of €130.

The amount of financial aid is adjusted to your personal circumstances in accordance with legal requirements. So don’t compare yourself to others—submit your own application! Even a small entitlement can provide many benefits, such as an exemption from broadcasting fees.

Two-thirds of students eligible for BAföG currently don’t apply—simply because they don’t know they’re eligible! Be smarter! You’ll likely get more than you think. That’s why our tip is: Apply for BAföG!